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Direct:(209) 480-0927
Office:(831) 425-1250
Toll-Free:(866) 425-1250
Fax:(831) 425-1044

Joanne@SantaCruzHomeFinanceTeam.com

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I have been in the mortgage lending field since 1985 with 4 years prior experience in consumer lending. I believe in being honest and upfront with my clients, leading them through the mortgage process step by step.The entire home buying experience can be very overwhelming. I try to make it as painless as possible. I can help borrowers whether they are buying for the first time, moving up in homes, or investing in rental property.

NMLS #331731 | CalBRE #01083185

CLIENT TESTIMONIALS

I’ve been working with SCHF for several years and found them very professional and good to work with. Taking the best care of their clients.

Mike Y.
Rating : 5

Can’t say enough good things about this company and we are beyond thankful! Five star service all the way. We are happy first time home buyers!

Jacqueline H.
Rating : 5

I went from search to sold in less than three months, which I consider an exceptional success considering all my programs, and a low-inventory market. I highly recommend the team at Santa Cruz Home Finance.

Katrin D.
Rating : 5

I wouldn’t buy a home using any other lender.

Karyn T.
Rating : 5

Professional! Thorough! Accurate! Fast!

Yufeng Z.
Rating : 5
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