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Direct:(209) 480-0927
Office:(831) 425-1250
Toll-Free:(866) 425-1250
Fax:(831) 425-1044

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I have been in the mortgage lending field since 1985 with 4 years prior experience in consumer lending. I believe in being honest and upfront with my clients, leading them through the mortgage process step by step.The entire home buying experience can be very overwhelming. I try to make it as painless as possible. I can help borrowers whether they are buying for the first time, moving up in homes, or investing in rental property.

NMLS #331731 | CalBRE #01083185


I’ve been working with SCHF for several years and found them very professional and good to work with. Taking the best care of their clients.

Mike Y.
Rating : 5

Can’t say enough good things about this company and we are beyond thankful! Five star service all the way. We are happy first time home buyers!

Jacqueline H.
Rating : 5

I went from search to sold in less than three months, which I consider an exceptional success considering all my programs, and a low-inventory market. I highly recommend the team at Santa Cruz Home Finance.

Katrin D.
Rating : 5

I wouldn’t buy a home using any other lender.

Karyn T.
Rating : 5

Professional! Thorough! Accurate! Fast!

Yufeng Z.
Rating : 5
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