Born in 1949 and raised in Santa Cruz, I am a true local. I spent my first sixteen summer years body surfing and on the beach with my friends, until the day my father told me it was time to go to work. I supported myself delivering appliances and eventually furniture to put myself through Cabrillo Junior College and CSU Humboldt. My degree is in business, and I worked for two local banks in Santa Cruz, County Bank of Santa Cruz for 8.5 years then opened the new branch of Bank of the West as Manager for 4 years and had extensive experience in customer service and training in the reading and analyzing financial statements and tax returns. In 1984 I discovered the mortgage business and how creative it can be and how much fun my clients are to work with. I really enjoy first time buyers, all the way to sophisticated investor clients.
My wife and I live Soquel, and have four adult children, Gregson (Loyola Marymount Grad) wife named Sara, and is a digital Image technician in the film industry in LA ., Peter( UC Irvine grad) is in bank management for Wells Fargo Bank in Roseville and married to Megan, (granddaughter Avery). Stephen graduated from CSU Monterey Bay in computer science works for the government as a coder, and is married to Adrianne, Elizabeth ( Cal Poly grad) is a customer service representative for a berry distributer and grower. She is engaged to Giovanni, and the wedding is Sept 2017. I am real proud of all of them!
My wife had worked in the audit department for one of the banks when I met and married her in 1979, and is now a 5th grade teacher, with her master’s degree in a private Catholic School in Santa Cruz.
We are now enjoying the empty nest, and get to sail on our Catalina 27 sailboat almost as often on the weekends as we would like to. We also spend time at a family cabin in Arnold, hiking, fishing and relaxing as often as possible and with our granddaughter. Our other favorite place to bike and hike is Yosemite.
NMLS # 253947 | CalBRE # 00909819