Our team of local mortgage consultants can do more than just help you buy a home, we welcome the opportunity to work with you on the refinance of your existing mortgage.
What does it mean to refinance? Refinancing is the act of taking on a new loan with different terms. Deciding if it makes sense to refinance your home depends on a number of factors, but it starts with one question:
What do you want out of your refinance?
Here are some of the main reasons homeowners decide to refinance their mortgage:
- Lower Monthly Payment
- Payoff your Mortgage Faster
- Eliminate your Mortgage Payment with a Reverse Mortgage (homeowner must continue to pay property taxes and insurance)
- Convert an Adjustable Rate Mortgage (ARM) to a Fixed-Rate Mortgage
- Consolidate Debt
- Make Home Improvements
- Convert your home equity into usable cash
- Cancel Monthly Mortgage Insurance (MIP)
Working withSanta Cruz Home Finance
- YOU first. We are committed to getting every client the very best possible deal every single time
- Santa Cruz Home Finance offers some of the most competitive rates in the Nation!
- Fast and efficient, we close most of our loans in 30 days or less
- We offer a variety of loans.Santa Cruz Home Finance will find you the loan that is right for you!!!