First Time Homebuyer &
Down Payment Assistance Programs
Santa Cruz County offers a number of programs for First Time Homebuyers. Contact one of our mortgage consultants to learn how one of these programs can turn your dreams of home-ownership into reality!
- Mortgage Credit Certificates (MCC)
- County of Santa Cruz Down Payment Assistance Programs
- City of Capitola Homebuyer Assistance Programs
- City of Watsonville First Time Homebuyer Programs
- Santa Cruz County Association of Realtors Housing Foundation Grants
- Measure J Affordable Housing Program
- CalHFA Down Payment Assistance Programs