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First Time Homebuyer &

Down Payment Assistance Programs

Santa Cruz County offers a number of programs for First Time Homebuyers. Contact one of our mortgage consultants to learn how one of these programs can turn your dreams of home-ownership into reality!

  • Mortgage Credit Certificates (MCC)
  • County of Santa Cruz Down Payment Assistance Programs
  • City of Capitola Homebuyer Assistance Programs
  • City of Watsonville First Time Homebuyer Programs
  • Santa Cruz County Association of Realtors Housing Foundation Grants
  • Measure J Affordable Housing Program
  • CalHFA Down Payment Assistance┬áPrograms

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