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Home Purchase Financing


Buying a home may be the most complicated financial process of your entire life. We are committed to simplifying the home loan process with these 6 steps.

  1. Get Ready

Prepare for the home buying process by building a good credit history and analyzing your budget to determine what you can comfortably afford.  Consider how much you can afford for a down payment or ask your mortgage consultant about our down payment assistance programs.

  1. Get Pre-Qualified

Gather your paperwork and meet with your mortgage consultant to learn about our many products and programs. We’re confident we can find the right fit for you. During this process your mortgage consultant will advise you on how much you can qualify for, discuss costs associated with obtaining your mortgage and if you’re eligible for any of the many down payment  or closing costs assistance programs available. It’s important to keep all your assets, employment and credit history the same during this time. Click here to view our list of Do’s and Don’ts during the loan process.

  1. Find a home!

Work with your Real Estate Agent to find the right home for you. Ask your mortgage consultant if you need a referral.

  1. Loan Approval

During your loan approval process your mortgage consultant will work hand in hand with you to compile necessary documentation, lock in your interest rate, and get your loan approved by our in-house underwriter.

  1. Closing

Get your signing hand ready! At your closing appointment you’ll sign your documents and go over all final fees and figures. Documents are returned to our office and reviewed by our local in-house funding department.

  1. Get your keys

Congratulations, Home Owner, it’s moving day!



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