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Get Pre-Qualified

When you’re ready to buy a home, the first step is getting pre-qualified.  When you’re pre-qualified you’ll have the negotiating power you need to get into the home you love. You’ll save time by only looking at homes within your price rage. Sellers are also likely to prefer your offer over a buyer who is not pre-qualified.

There’s a difference between being pre-qualified and pre-approved. Although many use these words interchangeably, it’s important to know there are distinct differences between them.

Pre-qualification is based on a “review” of your income, credit and assets by your mortgage consultant. A pre-approval is only issued after all your documentation has been reviewed and “approved” by our in-house underwriter.

Get ready by gathering your paperwork and viewing our list of the Do’s and Don’ts of the loan process.

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