Welcome to Santa Cruz Home Finance!
Santa Cruz Home Finance is the only locally owned direct lender in Santa Cruz County. Underwriting, document preparation, and funding originate in our offices on Seabright Avenue in Santa Cruz. We are a team of 20 mortgage professionals with over 270 years of combined experience in the mortgage industry. Many of us have been together since 1995. Although we are located in Santa Cruz, California, we offer unparalleled mortgage and refinance service to clients throughout the entire State of California!

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Current employment opportunities:

Santa Cruz Home Finance is seeking a Full Time experienced loan processor. We are looking to add an additional processor with high level of processing skills and the ability to handle files from origination to closing.

Skills and responsibilities include:

- Timely processing of new applications - in compliance with state and federal regulations. Conventional, VA, FHA and rehab loans.
- Ability to handle the loan file from origination to closing
- Order appraisals, flood certificates, credit reports, verification of employment, tax transcripts, LDP/GSA
- Accurately run DU/LP
- Work with borrowers on follow-up documentation needed.
- Monitor pipeline daily to ensure all deadlines are met.
- Ensure that all loan documentation is complete, accurate and verified.
- Work with borrowers and mortgage consultants in obtaining approval conditions.

Additional desired qualifications:

- Detail oriented
- Self-starter
- Able to work well with others
- Excellent math skills
- Exceptional critical thinking skills

Resumes should be sent to leads@santacruzhomefinance.com

Find the solution that fits your needs.

Purchasing a Home?

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Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.